Where Bano Pty Ltd provides Fiat services to customers, we require Bano's Terms and Conditions and related disclosures to be presented separately from your own terms, conditions and customer agreements.

Customers should be asked to review and accept Bano's Terms and Conditions through a separate checkbox or acknowledgement mechanism as part of the onboarding process. This acceptance should be distinct from any acceptance of your organisation's own Terms of Service, Privacy Policy or other disclosures.

The purpose of this is simply to ensure customers clearly understand which services are being provided by Bano, the terms that apply to those services, and have a reasonable opportunity to review the relevant information before proceeding.

Please confirm that a separate acknowledgement for Bano's Terms and Conditions and disclosures will be included within the customer onboarding journey.

Bano Terms and Conditions - https://www.banoapp.com/en/terms/

Bano Product Disclosure Statement (PDS) - https://www.banoapp.com/en/pds/

Bano Financial Services Guide (FSG) - https://www.banosuperapp.com/fsg

Bano Privacy Policy - https://www.banoapp.com/en/privacy/

Bano Collection Statement - https://www.banoapp.com/en/privacy/

☐ I acknowledge that the fiat virtual account services are provided by Bano Pty Ltd ACN 643 260 431 (AFSL 536984) (“Bano”) and are governed by Bano’s Terms and Conditions, Product Disclosure Statement, Financial Services Guide, Privacy Policy and Collection Statement.

By ticking this checkbox, I confirm that I have been provided with access to these documents, had a reasonable opportunity to review them, agree to be bound by Bano’s Terms and Conditions, and consent to Bano’s collection, use and disclosure of my personal information in accordance with its Privacy Policy and Collection Statement.

For further information regarding Bano Pty Ltd's products and services, please visit the official website at Bano Pty Ltd. The website contains the current Terms and Conditions, Product Disclosure Statement (PDS), Financial Services Guide (FSG), Privacy Policy, and other relevant disclosures. Customers should review these documents carefully before using the services and periodically thereafter, as they may be amended from time to time.